Our Innovative Solutions

GCI provides Value Added Credit through four innovative solutions. Each solution has tailored objectives to meet the individual funding requirements of our borrower clients in various situations.

GCI currently provides Value Added Credit to borrowers across a number of areas, including term loans, invoice receivables, equipment finance, consumer loans, Buy Now Pay Later plans, real estate bridge loans, trail book funding and agricultural finance.

Our specialist teams are always open to discuss opportunities outside of the above classes of credit and industries. We will work with you to understand your business and deal complexity to provide you with innovative and flexible funding structures.

Speak with our specialist team
View our case studies
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Lending to Lenders
Objective
Provide flexible funding structures to non-bank lenders and Fintech lenders
Target Client
Established non-bank lenders and Fintechs with strong growth prospects
Facility Type
Senior debt, asset backed
Loan Size
Typically $5 million to $50 million
Loan Length
Short to medium term (up to 5 years)

Asset Backed Finance
Objective
Provide flexible funding structures to businesses with physical and financial assets
Target Client
Small-Mid sized businesses with asset backing
Facility Type
First ranking security over financed assets
Loan Size
Typically $5 million to $50 million
Loan Length
Short to medium term (up to 5 years)

Scale Up Finance
Objective
Scale Up Finance provides growth credit to ambitious entrepreneurs and their teams to scale-up
Target Client
Outstanding entrepreneurs and management teams based in Australia or New Zealand
Facility Type
Senior debt, cashflow lending
Loan Size
Typically $2 million to $10 million
Loan Length
1-3 years

Special Opportunities Funding
Objective
Provide flexible credit solutions to assist with navigating strategic or operational challenges
Target Client
Mid-sized Australian and New Zealand businesses with some type of asset backing
Facility Type
Senior debt, asset backed
Loan Size
Typically $5 million to $50 million
Loan Length
1-3 years
Speak with our team to discuss how we can provide you with a flexible funding structure that meets your individual requirements. Our nimble team and efficient processes mean we can provide a clear path to funding or a quick no.

Our investment process (indicative)

Speak with our specialist team to discuss where and how our indicative investment process can be tailored to meet the requirements of the deal.
View our case studies to see how the below process has been tailored to meet the requirements of our borrower clients.