Property Credit – financing solutions

Client Overview

Property Credit (‘PC’) is a leading finance company providing financing solutions to both the Australian and New Zealand real estate market.

Partnering with Real Estate agents and industry professionals PC provides funding to reduce buyer and seller friction in property transactions, they cover transaction costs or bridging the deposit required to purchase a new property.

Client Commentary

Launched in 2019, PC’s mission is to help everyday people feel empowered in property.

PC’s fintech platform is designed specifically for the real estate market and provides borrowers with a seamless application experience from start to finish.

Over 2022 PC’s finance products grew in popularity and relevance, and PC sought to bring in their first institutional debt funder in order to keep up with demand.

GCI worked with PC to put a debt facility in place to fund PC’s existing book and future originations. The facility provides PC with funding security at an important time in their growth story.


This represents GCI’s 24th facility to a non-bank lender. Our Asset Backed Finance team was able to engage with the team at PC and provide them with a credit facility tailored to their needs.

GCI is a specialist funder to emerging non-bank finance companies and always open to discuss opportunities.

Providing Value Added Credit

Our experience collaborating with GCI has been nothing short of excellent, I attribute this to the exceptional work by the team. GCI’s ability to understand our business needs and focus on the commercial aspects of the deal is what sealed the deal for us. I have no doubt that our partnership will grow stronger from this foundation.

Giordano Stepancic, CEO

We provide more than just funding, we provide
Value Added Credit

The case studies below outline how we work with our borrower clients to understand their specific requirements and provide flexible funding structures that enable them to continue to grow.