Grapple – digital payments solution

Client Overview

Grapple develops and builds financing and B2B payments solutions for Australian SMEs.

They have developed a digital platform that integrates easily into existing accounting systems, ensuring a fast approval process, and making accessing cash from outstanding invoices a lot easier and quicker.

In 2019 Grapple launched GrapplePay, which allows clients to pay any supplier invoice in four monthly instalments whilst the supplier gets paid in full.

Client Commentary

Founded in 2018 by Stephen Dawson, Grapple identified an opportunity to provide a superior invoice financing digital platform – the product was quickly embraced by the Australian SME market.

Invoice financing has become an increasingly attractive option for businesses looking to improve cashflow. The company was well positioned and saw strong growth as more and more businesses required alternative financing solutions from non-bank lenders.

In 2022, Grapple decided to refinance their existing facilities and secure additional funding to support their growth objectives and achieve scale in the opportunity they identified.


GCI’s Asset Backed Finance team was able to work quickly and provided Grapple with a warehouse facility to accommodate surging demand and take up of its financing solutions.

This warehouse facility will allow Grapple to continue to scale and maintain its growth trajectory after delivering consecutive record-breaking quarters of growth.

Providing Value Added Credit

GCI worked with me and the team to put in place a facility that was tailored to Grapple’s funding needs and sets us up for the next phase of our growth.

Stephen Dawson, Founder and CEO

Case studies

We provide more than just funding, we provide
Value Added Credit

The case studies below outline how we work with our borrower clients to understand their specific requirements and provide flexible funding structures that enable them to continue to grow.