Maria Joseph

Look for the Exit Sign

Authored by Robert Grajczyk (Investment Director) and Ellen Mogollón (Investment Manager). When borrowing from a real estate private credit provider, a strong exit strategy is fundamental.  At GCI, we consider every loan in the context of its exit plan and provide practical support to help borrowers achieve their objectives.  We work closely with borrowers to […]
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An Analyst’s Reflections on a Year in Private Credit

Stepping into Private Credit Authored by Ethan Zhu (Investment Analyst) and Sunny Xu (Investment Analyst). Over twelve months ago, we made the move into private credit – both drawn by the opportunity to work in a fast-growing part of the financial industry. While we came from different backgrounds, we were both curious about what it […]
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Private Credit is Revolutionising Real Estate Lending, But Are You Asking the Right Questions?

In Australia’s real estate market, private credit is emerging as a transformative force, offering flexibility and dependability in funding solutions that traditional banks can’t provide. For real estate developers and investors, private credit can enable projects to thrive and will continue to reshape the property finance landscape. However, with the influx of private credit lenders, […]
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Choosing the Right Private Credit Partner

Key Considerations for Borrowers The private credit market in Australia has experienced significant growth and is becoming an increasingly important part of the financial landscape. Private credit now accounts for approximately 11% of business lending in Australia, according to recent Reserve Bank of Australia data. However, this market share is still considerably lower than in […]
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How Private Credit is Bridging Gaps Left by Traditional Banks

The Next Phase in GCI’s Financing of Real Estate As the Australian real estate market continues to evolve, one truth has become increasingly clear: traditional banks can no longer be relied upon as the solution to all financing needs. Over the last few years, tighter regulations, shifting economic conditions, and risk-averse lending practices have made […]
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“Un-bankable” is not a dirty word

“Bankable” – it’s a phrase we hear regularly from debt advisers and finance brokers in Australia and New Zealand – suggesting the quality and attractiveness of a particular deal is so good you (and a friendly bank manager) would bank on it!  In reality, many mid-sized borrower clients have financing requirements that fall outside traditional […]
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