Maria Joseph

Australia’s Property Market: Unlocking Opportunity with Flexible Capital

Authored by Robert Grajczyk (Investment Director) Australia’s property market is entering a new phase, driven by easing interest rates, resilient employment, and renewed infrastructure investment. Yet, many challenges remain, including construction sector volatility, supply constraints, and policy gaps that continue to shape the landscape. Tailwinds Supporting Property Demand The Reserve Bank of Australia has initiated […]
Read more

Wrapping Up Mid-Market Financing

Authored by Daniel Schweickle (Investment Director) Key Takeaways: Capital must be wrapped around strategy: GCI’s approach centres on aligning capital solutions with the unique challenges and goals of each business. True partnership with the mid-market: From growth to turnaround, GCI works closely with management and advisors to co-create outcomes. As a mid-market financier, we are […]
Read more

Certainty of Capital: Why It Matters More Than Ever

Authored by Adam Schwartz (Head of Investor Relations) Key Takeaways Execution matters more than promises: A term sheet is only valuable if backed by actual capital. GCI’s model prioritises certainty: Through committed capital structures, a diversified investor base, and agile governance, GCI ensures funding reliability. Brokers must ask the right questions: Understanding a lender’s funding […]
Read more

The Value of Flexibility

Authored by Sunny Xu (Investment Analyst) A flexible lender can be the difference between growth and gridlock For growing non-bank lenders, access to scalable, flexible capital can be one of the keys to unlocking growth. While traditional warehouse facilities are appropriate for established finance companies, they can often be too rigid, complex, or costly for […]
Read more

Lessons from the Downside: When things don’t go to plan

Authored by Hugh Selleck (Managing Director) When GCI’s Strategic Capital team assesses an investment, our starting point is not just upside potential — it’s how the story could unfold if things go wrong. That might sound pessimistic, but in private credit, especially where borrowers are navigating complexity, it’s essential. Understanding the downside — and planning […]
Read more

Look for the Exit Sign

Authored by Robert Grajczyk (Investment Director) and Ellen Mogollón (Investment Manager). When borrowing from a real estate private credit provider, a strong exit strategy is fundamental.  At GCI, we consider every loan in the context of its exit plan and provide practical support to help borrowers achieve their objectives.  We work closely with borrowers to […]
Read more

Reflections on a Year in Private Credit

Stepping into Private Credit Authored by Ethan Zhu (Investment Analyst) and Sunny Xu (Investment Analyst). Over twelve months ago, we made the move into private credit – both drawn by the opportunity to work in a fast-growing part of the financial industry. While we came from different backgrounds, we were both curious about what it […]
Read more

Private Credit is Revolutionising Real Estate Lending, But Are You Asking the Right Questions?

In Australia’s real estate market, private credit is emerging as a transformative force, offering flexibility and dependability in funding solutions that traditional banks can’t provide. For real estate developers and investors, private credit can enable projects to thrive and will continue to reshape the property finance landscape. However, with the influx of private credit lenders, […]
Read more