Real Estate Archives

Real Estate

Australia’s Property Market: Unlocking Opportunity with Flexible Capital

Authored by Robert Grajczyk (Investment Director) Australia’s property market is entering a new phase, driven by easing interest rates, resilient employment, and renewed infrastructure investment. Yet, many challenges remain, including construction sector volatility, supply constraints, and policy gaps that continue to shape the landscape. Tailwinds Supporting Property Demand The Reserve Bank of Australia has initiated […]

Asset Backed Finance, Real Estate, Strategic Capital

Certainty of Capital: Why It Matters More Than Ever

Authored by Adam Schwartz (Head of Investor Relations) Key Takeaways Execution matters more than promises: A term sheet is only valuable if backed by actual capital. GCI’s model prioritises certainty: Through committed capital structures, a diversified investor base, and agile governance, GCI ensures funding reliability. Brokers must ask the right questions: Understanding a lender’s funding […]

Asset Backed Finance, Real Estate, Strategic Capital

Why Flexibility Matters in Private Credit

Authored by Ben Skilbeck (CEO) Private credit has always thrived in the gaps between bank mandates and borrower realities, between urgency and bureaucracy, and between asset value and liquidity. Those gaps are widening. For borrowers, access to capital is important, however, access to flexible capital is critical – both to ensure that capital can adjust to […]

Real Estate

Look for the Exit Sign

Authored by Robert Grajczyk (Investment Director) and Ellen Mogollón (Investment Manager). When borrowing from a real estate private credit provider, a strong exit strategy is fundamental. At GCI, we consider every loan in the context of its exit plan and provide practical support to help borrowers achieve their objectives. We work closely with borrowers to […]

Asset Backed Finance, Real Estate, Strategic Capital

Reflections on a Decade in Private Credit

A decade is a long time in financial markets. When GCI was founded in 2015, private credit in Australia was still a relatively niche part of the market, an alternative source of capital for businesses that couldn’t access traditional bank finance. Fast forward ten years, and private credit has become an established pillar of the […]

Real Estate

Private Credit is Revolutionising Real Estate Lending, But Are You Asking the Right Questions?

In Australia’s real estate market, private credit is emerging as a transformative force, offering flexibility and dependability in funding solutions that traditional banks can’t provide. For real estate developers and investors, private credit can enable projects to thrive and will continue to reshape the property finance landscape. However, with the influx of private credit lenders, […]

Real Estate

How Private Credit is Bridging Gaps Left by Traditional Banks

The Next Phase in GCI’s Financing of Real Estate As the Australian real estate market continues to evolve, one truth has become increasingly clear: traditional banks can no longer be relied upon as the solution to all financing needs. Over the last few years, tighter regulations, shifting economic conditions, and risk-averse lending practices have made […]