Client Overview
- The client is a high net worth individual with whom GCI had an existing relationship
- The client required a tailored funding solution to pay a near term obligation
- The Client held two high-value assets which were separately financed but had equity
Facility Overview
- GCI structured a loan facility to refinance both assets and release the equity and fund the Client’s near-term obligation
- GCI took first ranking security over both high-value assets, providing greater flexibility and a longer-term facility (than typically offered in bridging finance)
Commentary
- The Client’s existing financiers were unable to structure a facility that met the Client’s requirements
- GCI was able to “unlock value” to provide additional funding by becoming the sole financier across both assets
- GCI was able to move quickly to package this tailored loan facility against the combined value of the two assets. Funding was provided within 8 business days from initial engagement
Providing Value Added Credit
Insights and Network
GCI’s insights and expertise meant our team could work within our network to quickly confirm the values of the two assets.
Speed
GCI’s nimble team and efficient processes meant we could structure a tailored facility that met the Client’s requirements and execute in 8 business days from initial engagement.
Flexibility
GCI designed a facility that was flexible with term and considered the Client’s near term cashflow constraints enabling the Client to meet their near-term obligations.
We provide more than just funding, we provide
Value Added Credit
The case studies below outline how we work with our borrower clients to understand their specific requirements and provide flexible funding structures that enable them to continue to grow.
Good Pair Days – Online Wine Retailer
This personalised service uses AI-driven recommendations captured through surveys...
An emerging fintech BNPL
The Client was an emerging Fintech lender, who had been engaged in discussions...
Expansion for Established Lender
The Client has an established trade and debtor finance and FX business...
SaaS Business – HR and Payroll
The Client is an employee management SaaS business focused on HR & Payroll...
Opmantek – IT audit software
Opmantek is an intelligent enterprise management and IT audit software company...
Financial Services Business
Founded in 2013, with trading commencing in 2016, the New Zealand-based...